TallyPrime EnKash Integration - Auto Card Statement & GST Sync

Corporate cards from EnKash have become the default spend rail for India's mid-market. Travel, SaaS subscriptions, vendor payments, and marketing spend all now flow through corporate card programmes instead of individual employee reimbursements. But the accounting side has not caught up — finance teams still download EnKash statements monthly, categorise every merchant against Tally ledgers by hand, split GST input credit per bill, and reconcile against employee expense claim uploads. Card volume is 10x bank volume and merchant categorisation is far more variable, so the effort per finance FTE runs 10-20 hours per month per active programme.

This connector wires the EnKash API directly to Tally. Every card transaction flows in real-time as it settles — merchant name, MCC code, amount, employee card holder, and business unit captured live. A rule engine categorises every merchant against the Tally chart of accounts (SaaS to "Software Subscriptions", ride-hailing to "Local Conveyance", airlines to "Travel — Airfare", hotels to "Travel — Lodging") with per-merchant overrides for specific vendors your team uses regularly. GST input credit is split per bill: when the merchant is GST-registered and the transaction qualifies for input credit, the tax component is posted to the correct input credit ledger. When the GSTR-2B connector is also installed, the input credit auto-matches against the GSTR-2B data from the supplier — no orphaned credits.

Expense claim invoices uploaded by the employee in the EnKash mobile app (invoice photo + amount + purpose) are matched against the card transaction and attached to the Tally voucher as source-of-truth evidence. Multi-card programmes are fully supported — physical cards for senior employees, virtual cards per team for controlled spend, single-use tokens for one-off vendor payments — with each card mapping to a Tally cost centre for per-team spend visibility in MIS.

Foreign currency transactions from EnKash multi-currency cards are converted to INR at the EnKash-published rate with the forex margin visible in the audit trail. Card programme fees, GST on fees, and cash-back accruals are booked to the correct ledgers so P&L visibility on the programme itself stays clean.