Optimizing Credit Management Operations for The Credit Pros
The Credit Pros, a leading US credit repair company, partnered with Perimattic to modernise their credit management operations — empowering clients to achieve financial freedom faster.
30%
Infrastructure cost reduction
50%
Improvement in portal uptime
PCI DSS
Compliance achieved
AWS
Optimised cloud infrastructure
About the Client
The Credit Pros is a leading credit repair company in the United States offering credit repair, credit monitoring, and financial education services. Their mission is to help individuals improve credit scores and achieve financial freedom. They required a complete modernisation of their infrastructure, security posture, and portal performance to reduce costs, meet PCI DSS compliance requirements, and deliver a significantly improved client digital experience.
The Challenge
High Infrastructure Costs
The existing AWS infrastructure was unoptimised, with unused and underutilised resources driving excessive operational costs.
Inefficient Portal Performance
The client portal was slow and prone to downtime, directly hurting customer experience and trust in the platform.
PCI DSS Compliance
Ensuring PCI DSS compliance was critical for the secure handling of payment information and meeting financial services regulatory standards.
What We Did
1AWS Infrastructure Optimisation
- Conducted a full audit of AWS resources to identify inefficiencies and unused capacity
- Eliminated unused and underutilised infrastructure to reduce running costs
- Implemented auto-scaling groups to handle traffic spikes without over-provisioning
- Migrated to cost-effective storage solutions and optimised data transfer patterns
2Portal Redesign & Performance Optimisation
- Redesigned the client portal UI/UX for a smoother, more intuitive experience
- Refactored outdated code to improve load times and reduce technical debt
- Implemented caching and query optimisation to accelerate page performance
- Reduced portal downtime through system hardening and improved reliability
3PCI DSS Compliance Implementation
- Performed a compliance gap analysis to identify areas requiring remediation
- Implemented encryption, access controls, and vulnerability testing across all systems
- Documented policies, procedures, and staff training programmes
- Supported the organisation through full PCI DSS certification for secure payment processing
The Results
30% Infrastructure Cost Reduction
AWS optimisation delivered a 30% decrease in infrastructure spend without any reduction in capability.
50% Improvement in Portal Performance
The redesigned portal achieved a 50% improvement in uptime and overall user experience metrics.
Seamless Scalability
The application became fully scalable, supporting a growing user base without performance degradation.
Enhanced Security Posture
Stronger protections for customer data with continuous monitoring and proactive vulnerability management.
PCI DSS Certified
Achieved full PCI DSS certification with staff trained on all compliance requirements.
