Optimizing Credit Management Operations for The Credit Pros
The Credit Pros, a leading US credit repair company, cut AWS infrastructure costs by 30%, improved client portal uptime by 50% and achieved PCI DSS certification with Perimattic.
- Client:
- The Credit Pros
- Industry:
- Financial Services & Credit Repair
- Tech stack:
- JavaScript, TypeScript, Node.js +6 more
- Updated:
- Lower infrastructure costs
- 30%
- Better portal uptime and UX
- 50%
- Certification achieved
- PCI DSS
- AWS capacity for traffic spikes
- Auto-scaling
Case study summary
Perimattic modernised infrastructure, security and portal performance for The Credit Pros, a leading US credit repair company. We audited and right-sized its AWS environment, redesigned and refactored the client portal, and supported the company through full PCI DSS certification, cutting infrastructure costs by 30% and improving portal uptime and user experience by 50%.
About The Credit Pros
The Credit Pros is a leading credit repair company in the United States, offering credit repair, credit monitoring and financial education. Its mission is to help people improve their credit scores and achieve financial freedom through better creditworthiness and smarter money management. The company needed a complete modernisation of its infrastructure, security and scalability to lower costs and improve its clients' digital experience.
The challenge: high AWS costs, a slow portal and PCI DSS
High infrastructure costs
The existing AWS infrastructure was unoptimised, leading to excessive operational costs.
Inefficient portal performance
The client portal was slow and prone to downtime, hurting customer experience.
PCI DSS compliance
Compliance was critical for handling payment information securely and meeting security standards.
How Perimattic modernised The Credit Pros' platform
Perimattic tackled cost, performance and compliance together: AWS cost optimisation, a redesign and refactor of the client portal, and a full PCI DSS programme, as part of an application modernisation engagement.
AWS infrastructure optimisation
- Conducted a full audit of AWS resources
- Eliminated unused and underutilised infrastructure
- Implemented auto-scaling groups to handle traffic spikes
- Migrated to cost-effective storage and optimised data transfer
Portal redesign and optimisation
- Redesigned the UI and UX for a smoother client experience
- Refactored outdated code for faster performance
- Implemented caching and query optimisation
- Reduced portal downtime through system improvements
PCI DSS compliance
- Performed a compliance gap analysis
- Implemented encryption, access control and vulnerability testing
- Documented policies, procedures and training programmes
- Supported full PCI DSS certification for secure payment processing
Results: 30% lower infrastructure costs and PCI DSS certification
30% lower infrastructure costs
AWS optimisation reduced infrastructure costs by 30%.
Faster portal performance
Uptime and user experience improved by 50%, along with overall portal performance.
Seamless scalability
The application now scales to support a growing user base without slowdowns.
Enhanced security
Sensitive customer data is better protected, with continuous monitoring and alerting.
PCI DSS certified
The company achieved compliance for handling payment information, and staff were trained on PCI DSS requirements.
Technologies used on The Credit Pros project
The languages, frameworks, platforms and integrations used to deliver this project.
- JavaScript
- TypeScript
- Node.js
- React
- Swift
- Java
- Objective-C
- RxJava
- AWS
Questions about this project
How did The Credit Pros reduce AWS costs by 30%?
Through a full audit of AWS resources, removing unused and underutilised infrastructure, adding auto-scaling groups for traffic spikes, and moving to cost-effective storage with optimised data transfer. Our cloud cost optimisation guide covers the same techniques in more depth.
What did achieving PCI DSS compliance involve?
A compliance gap analysis; encryption, access control and vulnerability testing; documented policies, procedures and training; and support through full PCI DSS certification.
How was the client portal improved?
The UI and UX were redesigned, outdated code was refactored, and caching and query optimisation were added. Together with system improvements that reduced downtime, uptime and user experience improved by 50%.
